DEMO MODE

Sikkra

Gold Price (demo)

$4,650 /oz

SHARED SAVINGS

Moneypool

MONEYPOOL ACCOUNT

Deposit via bank, card, or other methods to pay your pool contributions directly

TOTAL IN POOLS

$8,450

LIFETIME EARNINGS

$2,184

Payouts land in your Payout Balance

PAYOUT BALANCE

$0.00

Money you've received from pool payouts, separate from your Moneypool account until you decide what to do with it.

Payouts you receive go to your Payout Balance above: withdraw it, convert it into gold-backed GLD, or reinvest into Platform Investor Tokens (locked a minimum of 3 years).

Your Active Pools

Every member pays their share each fortnight before the pool can pay out, unless it's their own payout turn. Pools are pre-configured by contribution tier; you join one, you don't create it.

Platform Investor Tokens

A separate, fixed-supply stake in the platform's own performance: not debt, not interest-bearing, no guaranteed yield. Buy directly from your Moneypool account, or reinvest a payout instead.

Pre-secondary: no GLD conversion, no cash withdrawal. Tokens become eligible for Sikkra's secondary P2P market once your personal 3-year lock-up completes, or once 75% of total supply is sold platform-wide, whichever comes first. Trading is between willing buyers and sellers; there's no guaranteed buyer, price, or profit. Tiers below are fee/access perks only; every tier shares the exact same pro-rata profit formula.

TOKENS HELD

0.00

TIER (ACCESS ONLY)

Community

Fee/access perks, not a return multiplier

EST. ANNUAL SHARE

Pro-rata of eligible profits, never guaranteed

SECONDARY MARKET

N/A

Your lock-up ends, or 75% of supply sells

SUPPLY SOLD (75% TRIGGERS SECONDARY)

0.0%

SUPPLY / PRICE

1,000,000,000 @ $1.00

GOLD-BACKED DIGITAL CURRENCY

GLD

GLD BALANCE

182,480.00

1 GLD = $0.0500 NAV (live)

61.19g

Physical Gold

Wakala fee: 1.5% buy • 1.0% redeem • 0.5% send/pay. 40% of all fee revenue buys additional gold, which is what makes NAV rise as the ecosystem is used.

Redeemable only as a Gold Coin, Small Bullion Bar, or Large Bullion Bar. The redemption calculator shows what fits, discloses the vault's transport fee up front, and leaves any leftover grams as GLD.

USD VALUE

$9,124

LIVE NAV

$0.0500

Next 6-for-1 split at $0.3000

Remittance

30 countries · Asia, Middle East, Africa · by phone, email, or QR

Merchants

Pay a business by phone, email, or QR

Zakat

31.20 GLD due

Proof of Reserve

Platform-wide figures. NAV rises only when wakala fee revenue buys gold that isn't matched by any new tokens; ordinary buys transfer from the unsold treasury below at NAV-neutral pricing, never mint. Supply starts at 1,000,000,000, only shrinks via redemption burns, and only grows via an automatic 6-for-1 split once NAV hits $0.30.

TOTAL GLD SUPPLY

1,000,000,000

GOLD IN VAULT

N/A

TREASURY AVAILABLE

N/A

Unsold GLD, purchasable at live NAV

GRAMS PER GLD (LIVE)

N/A

PLATFORM REVENUE (WAKALA)

GOLD BOUGHT FROM REVENUE

0.00g

6-FOR-1 SPLITS TRIGGERED

RESERVE RATIO

100%

Vault grams vs. what live gold prices say the current NAV needs